Mainnet
Status: Planning · Target: 26 February 2027
Mainnet brings BlockFinaX on Stellar to real USDC. Everything that works on testnet today carries over; what changes is who controls the contracts, how they are verified, and the services around them.
What changes from testnet
| Area | Testnet today | Mainnet |
|---|---|---|
| Network | Stellar testnet, Base Sepolia | Stellar mainnet, Base mainnet for funding |
| Asset | Test USDC | Circle USDC |
| Contract ownership | Managed by BlockFinaX for testing | A multisig: several people must approve |
| Upgrades | Released as testing needs | Take effect only after a public delay, so users can review a change and exit first |
| Security review | Internal security review and automated tests | Independent audit of the pool, oracle and deposit contracts |
| Oracle | Operated by BlockFinaX | Independent operators (see Oracle upgrade) |
| Minimum Base deposit | 1 USDC | 10 USDC |
| Network fees | Sponsored on testnet | Sponsored, with production budgets and limits |
| Identity verification | Optional | Required, with limits by verification level |
| Settlement terms | Rate at 14:00 UTC | Each currency's official fixing at its publication time, with market-standard business-day and fallback rules |
| Monitoring | Testing tools | Alerts on collateral, claims, privileged changes, oracle freshness, settlement and relayer spend, with tested runbooks |
Circle CCTP on Stellar mainnet
BlockFinaX will use Circle's mainnet contracts (domain 27):
| Contract | Address |
|---|---|
| TokenMessengerMinter | CAE2G5Z77UP7GYPYGFOWFGW7C7J6I4YP2AFGSADRKQY62SYUFLPNFTXL |
| MessageTransmitter | CACMENFFJPJMSDAJQLX4R7K3SFZIW2LJSE3R2UMLGSWHFHS353FVXAZV |
| CctpForwarder | CBZL2IH7F6BIDAA3WBNXYKIXSATJGMSW7K5P5MJ6STX5RXN47TZJDF5T |
BlockFinaX's own mainnet contract IDs will be published here and in Networks and assets at activation, with their code hashes.
Readiness
| Item | Status |
|---|---|
| Protection lifecycle on testnet | Live |
| Per-contract underwriting | Live on testnet |
| Passkey wallet, backup passkeys, sponsored fees | Live on testnet |
| Funding through Circle CCTP and deposit addresses | Live on testnet |
| Mainnet network settings (Stellar, Circle USDC, CCTP) | Built |
| Identity verification with limits by level | Built |
| Settlement safeguards and sales limits | Built, pending release |
| Internal security review | Complete |
| Oracle upgrade | Planning (January 2027) |
| Partner API and SDK | Planning (January 2027) |
| Multisig ownership and upgrade delay | Planning |
| Independent audit | Planning |
| Monitoring and incident exercises | Planning |
| Mainnet deployment and published contract IDs | Planning (February 2027) |
What it means for you
- Businesses: the same app and flows, with real USDC. Testnet balances do not carry over.
- Underwriters and pool creators: pools start empty on mainnet; terms work as on testnet.
- Partners: a new API environment and keys; the same endpoints and contract interfaces.
The target date assumes the plan starts on schedule and will be confirmed as each milestone completes.