Integration options
Option 1: BlockFinaX wallets
Each of your customers gets a BlockFinaX passkey wallet on Stellar. You build the screens; your customer approves each transaction with their passkey.
| Custody | Non-custodial: only the customer's passkey can sign |
| Customer setup | Email or Google sign-in, then a passkey |
| Signing | In your web or mobile app, with the passkey (see Create protection) |
| Network fees | Covered through the relay |
| Funding | USDC on Stellar, or stablecoins from supported EVM networks, converted automatically |
| Your work | Screens, calling the API, the passkey prompt |
Best when you do not want to build or run a wallet.
Option 2: your own wallets
You use Stellar accounts you or your customers already control. The API prepares unsigned transactions; you sign them with your own keys or signing service.
| Custody | Yours, or your customer's, as today |
| Customer setup | Whatever you already do |
| Signing | Your keys or signing service |
| Network fees | Covered if you submit through the relay; otherwise paid by you |
| Funding | Your existing USDC treasury and rails |
| Your work | Signing, funding, customer records |
Best for custodial apps, banks and institutions with existing key management.
Option 3: underwriting
For funds and desks: create and manage pools, deposit and withdraw capital, and read exposure, with either wallet option.
Responsibilities
| BlockFinaX | You | |
|---|---|---|
| Pricing (how), collateral, settlement | Yes | |
| Contract rules and smart contracts | Yes | |
| Fee collection | BlockFinaX fee | Your fee, set by you |
| Customer relationship and support | Yes | |
| Customer onboarding and checks required in your market | Yes | |
| Explaining the product and its risks to customers | Docs you can link to | Yes |
| Custody (Option 2) | Yes |